FCMB Opens Applications for SheVentures 2026 Zero-Interest Loan Programme for Women Entrepreneurs | Up to N10 Million

First City Monument Bank has officially opened applications for the 2026 SheVentures Zero-Interest Loan Programme, creating a major financing opportunity for women-led businesses across Nigeria.

The initiative provides eligible women entrepreneurs access to up to ₦10 million in zero-interest loans, alongside business support and capacity-building opportunities.

At a time when high lending rates continue to make borrowing difficult for many small businesses, the SheVentures programme is emerging as one of the few financing options offering business capital without the burden of interest repayment.

For women entrepreneurs navigating Nigeria’s challenging business environment in 2026, opportunities like this are becoming increasingly important—not only for business survival, but also for long-term growth and expansion.

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What the Opportunity Offers

FCMB’s SheVentures programme is designed to support women-owned businesses through affordable financing and enterprise development support.

Selected applicants may receive:

• Access to zero-interest loans of up to ₦10 million
• Business advisory and support services
• Capacity-building opportunities for business growth
• Financial inclusion and formal banking support

The programme focuses on helping women entrepreneurs scale their businesses without the pressure of high commercial loan interest rates.

Why This Opportunity Stands Out

Most SME loan products in Nigeria currently come with double-digit interest rates, making repayment difficult for many small businesses. That is where SheVentures stands out.

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Key highlights include:

• Zero-interest financing, which is rare within Nigeria’s banking sector
• Dedicated support for women entrepreneurs, who often face funding gaps
• Combination of financing and business development support, not just loan disbursement

Who This Opportunity Is Best For

This programme is ideal for:

• Women-owned small and medium businesses in Nigeria
• Female founders seeking affordable expansion capital
• Entrepreneurs looking to scale inventory, operations, or equipment
• Women-led businesses with existing operations and growth potential
• MSMEs seeking formal financing without heavy interest burdens

Businesses in retail, agriculture, fashion, services, manufacturing, and trade can particularly benefit.

Benefits
Participants may gain:

• Up to ₦10 million in zero-interest financing
• Improved access to formal banking systems
• Business support and advisory services
• Increased financial flexibility for growth
• Opportunity to scale operations sustainably

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Eligibility Criteria
To apply, applicants are generally expected to:

• Be a woman entrepreneur or woman-led business owner
• Operate a registered or active business in Nigeria
• Demonstrate business viability and repayment capacity
• Provide required documentation and business details
• Meet FCMB’s programme assessment requirements

Businesses with strong operational structure and clear growth potential are more likely to stand out.

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Deadline
No official application deadline has been announced yet.

However, due to the high demand for funding opportunities like this, early application is strongly recommended.

Apply here